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Home Mortgage Disclosure Act - The Home Mortgage Disclosure Act (or HMDA) was passed in 1975. It requires financial institutions to maintain and annually disclose data about home purchases, home purchase pre-approvals, home improvement, and refinance applications involving 1 to 4 unit and multifamily dwellings.

Ohio City (Cuyahoga County), Ohio - Originally part of Brooklyn Township, Ohio City is one of Cleveland, Ohio's oldest neighborhoods, located immediately to the west of the Cuyahoga River. Before Cleveland was incorporated, the City of Ohio became an independent municipality on March 3, 1836.

Ohio City, Ohio - Ohio City is a village in Van Wert County, Ohio, United States. The population was 784 at the 2000 census.

Adjustable rate mortgage - An adjustable rate mortgage or variable rate mortgage is a loan secured on a property (house) whose interest rate and therefore monthly repayment vary over time. Other forms of mortgage loan include interest only mortgage, fixed rate mortgage, Negative amortization mortgage, discounted rate mortgage and balloon payment mortgage.

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