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Home Mortgage Disclosure Act - The Home Mortgage Disclosure Act (or HMDA) was passed in 1975. It requires financial institutions to maintain and annually disclose data about home purchases, home purchase pre-approvals, home improvement, and refinance applications involving 1 to 4 unit and multifamily dwellings.

Pennsylvania Railroad Bridge (Columbia, Pennsylvania) - The Pennsylvania Railroad Bridge once carried the York Branch of the Pennsylvania Railroad across the Susquehanna River between Columbia and Wrightsville, Pennsylvania. It and its predecessors were a vital commercial and passenger linkage between Philadelphia and Baltimore for over 100 years.

Adjustable rate mortgage - An adjustable rate mortgage or variable rate mortgage is a loan secured on a property (house) whose interest rate and therefore monthly repayment vary over time. Other forms of mortgage loan include interest only mortgage, fixed rate mortgage, Negative amortization mortgage, discounted rate mortgage and balloon payment mortgage.

Pennsylvania Dutch English - Pennsylvania Dutch English is a dialect of English that has been influenced by Pennsylvania German (Pennsylvania Deitsch). It is largely spoken in the South-Central area of Pennsylvania, both by people who are monolingual (in English) and bilingual (in Pennsylvania German and English).

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