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Adverse Credit History - Adverse Credit History, also called sub-prime credit history, non-status credit history, impaired credit history, poor credit history and bad credit history, is a negative credit rating.

Assumption of mortgage - Assumption of mortgage is the purchase of mortgaged property whereby the buyer accepts liability for the debt that continues to exist. The seller remains liable to the mortgage lender (whether the lender is a commercial bank, thrift, credit union, mortgage banker or mortgage broker) unless the lender agrees to release him.

Mortgage-backed security - A mortgage-backed security (MBS) is similar to a bond whose cash flows are backed by mortgage payments. In the United States, residential mortgage loans may usually be prepaid in whole or in part at any time.

Mortgage cashback - Some mortgage lenders, particularly in the United Kingdom, give a one-off lump sum payment to new borrowers at the beginning of a mortgage. Called cashback, this lump sum is often marketed as free cash, but it is in fact funded by the mortgage interest paid by the borrower.

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Bad Credit Loan Mortgage Refinance - Bad Credit Loan Mortgage Refinance The Fix Your Credit Workbook: A Step by Step Guide to a Lifetime of Great Credit by Todd Bierman, Written by an experienced credit consultant to the mortgage industry, "The Fix-Your-Credit Workbook" offers ways to organize ...

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